Insurance Rating Tester
Posted: 04/17/2026
Job Number: UVF4Zll3L3RjNml2Ukp0ZVNYbUFwUT09
Pay Rate: 50-53 Hourly USD
Job Description
Job Title: Insurance Rating Tester
Location: Hartford, CT (Hybrid)
Hire Mode: CTH
Primary Skills: Insurance, Rating
Job Description
- The Rating Test Specialist is responsible for validating insurance rating logic premium calculations and pricing rules across policy lifecycle transactions.
- Validate rate tables rating algorithms and underwriting rules across new business renewals endorsements cancellations and rewrites.
- Perform premium calculation testing including base rate modifiers discounts surcharges taxes and fees.
- Analyze rate filings actuarial specifications and business rule documents to derive comprehensive test scenarios.
- Execute functional and data driven testing to validate rating logic against approved rate books and filings.
- Verify state jurisdiction specific rules regulatory compliance and effective dated rate changes.
- Conduct regression testing for rate changes product launches and system upgrades
- Perform negative and boundary testing for rating exceptions edge cases and overrides
- Collaborate with Actuarial Product Underwriting and Development teams to clarify rating logic and resolve defects
- Log track and validate defects related to pricing discrepancies using defect management tools
- Support UAT and production validation PPV for rate changes and releases
- Contribute to test estimation test planning and rate test coverage reporting
- Required Skills Experience
- Strong experience in Insurance Rate Rating Testing PC preferred LifeAnnuities acceptable.
- Handson knowledge of rating engines and pricing logic e.g. Guidewire Rating Duck Creek Rating proprietary engines
- Strong understanding of insurance policy lifecycle and pricing constructs
- Ability to interpret rate filings actuarial documents and product specs
- Experience with SQL data validation to verify premium calculations and rating outputs
Testing Skills
- Expertise in functional regression and data validation testing
- Experience creating rate matrices test scenarios and calculation worksheets
- Familiarity with Agile SAFe delivery models